Students living on-campus will be billed for tuition, standard mandatory fees, on-campus housing and on-campus board (meal plan). Students living off-campus (at home or in off-campus housing) will only be billed for tuition and standard mandatory fees.
Please review the cost of attendance tab in your Financial Aid Portal which will provide you with a reasonable estimate of all costs, both direct and indirect.
- Direct costs, those charged by UMD, include tuition and fees, on-campus housing, on-campus meal plan and Student Health Insurance Plan (SHIP).
- Indirect costs include the average costs of books and supplies, off-campus housing and off-campus board (meals) as well as personal and transportation expenses.
The general semester bills (which include costs such as tuition, housing and board) are due on the following dates:
- August 20 for the fall semester bill.
- January 20 for the spring semester bill.
A student’s bill is generated with any new applicable charges on the 25th day of every month and these charges are due on the 20th day of the following month.
Please review the payment options overview on the Student Financial Services and Cashiering office’s website.
Loans are paid to your account like any other financial aid. However, if you are a first time recipient of a loan, there are additional requirements such as, completing a promissory note and completing entrance counseling. After actual funds are paid to your account, they will cover your charges first. Any remaining funds will be refunded to your bank account during the week before classes.
The most common reasons for these loans not appearing on your bill are:
- A signed promissory note.
- Entrance counseling for grad students.
- Credit check approval.
If you have completed these requirements and the loan has not paid to your account, contact the financial aid office
The loan will be credited in 10 business days after our office certifies your private loan.
If you were offered a Direct Subsidized Loan and/or Direct Unsubsidized Loan, please accept and borrow these federal loans before borrowing private loans. If eligible, please complete the FAFSA to be considered for other financial aid programs before considering private loan options.
If you have a scholarship from a source outside the university, you need to notify our office. Go to Testudo, click on "Financial Aid Offers" and tell us where the scholarship is coming from and how much you’ve been offered. The funds will be added to your account when we receive the information from you and the check provided from the donor.
Bring your private scholarship check to the Lee Building, room 1115, so it can be credited to your student account. Please make sure to include your UID on the check.
Private scholarship checks can also be mailed to the following address: University of Maryland
Office of Student Financial Services and Cashiering - Outside Scholarships
1109 Lee Building
7809 Regents Dr. College Park, MD 20742
Refunds are sent out by the Student Financial Services and Cashiering office and will be sent 10 days before classes begin if you have signed up for direct deposit.
If not signed up for direct deposit, checks will be mailed to your permanent address on the first day of classes. Refunds will not be mailed to on-campus dorms.
Your UMD account balance shows what is either owed to you or what you owe UMD after all charges and payments have been applied.
You may access your account balance at any time by checking your Student Account.
Yes, the Terp Payment Plan (TPP) is a service that allows you to make monthly payments over the course of the semester or over the course of the academic year. The service is provided through Tuition Management Systems (TMS). There is an annual plan and a semester plan available.
Students can grant parental access to both academic and financial aspects (billing information only) of their account for a parent to view account balance information, get email reminders for when an upcoming bill is due and see grades.
Yes, your financial aid can be used to cover direct costs such as your Student Health Insurance Plan (SHIP). SHIP is billed as two separate charges for each semester, the fall and the spring. If you already have coverage, you may be eligible to have this charge waived and removed from your account. Please refer to the University Health Center for more information, or click here for information on this charge and timelines for filing a waiver.