Types of Aid

There are various types of financial aid available at the University of Maryland. These types of aid can be classified as either need-based, meaning you and your family are not able to cover educational expenses,  or non-need based, which generally refers to aid you receive based on merit or qualification. 

Grants & Scholarships

Grants and scholarships provide funding that you don't have to pay back. These offers are based on financial need and/or academic achievement. 

Federal Work-Study

Federal Work Study (FWS) opportunities can be found both on- and off-campus and are available to students who demonstrate financial need.


Loans are borrowed funds that you have to pay back after graduation. Federal loan terms vary based on financial need. Private loans are not based on need. 

Graduate Assistantships & Fellowships

Graduate assistantships and fellowships provide graduate students with a stipend, tuition remission or other benefits.


The Office of Student Financial Aid at the University of Maryland reserves the right to modify financial assistance at any time. Each aid program is unique and has different eligibility requirements, which may change over time.