My FinAid Account


Setting Up My Account and Viewing My Aid

Approximately one business day after the date of your admission letter, you will be able to create your UMD Directory ID and password (or search for your existing ID) by visiting identity.umd.edu

Use your Directory ID and password to access your FinAid account where you will be able to view your financial aid status, billing statement and more. 

Within your FinAid account, you can view your financial aid options in the "Awards" section. Here, you can enter the amount of loans and/or work-study you want to accept. Grants and scholarships are automatically accepted.

You can also request adjustments to your Direct Loan award, learn of missing documents or necessary action items through this portal. 

Getting My Aid

The following information will help you learn what is needed to receive your financial aid in a timely manner:

  1. January 1 is the University of Maryland's FAFSA priority deadline and the FAFSA must be filed each year.
  2. Make sure all document requests are completed. These requests can be found in the "Documents" section of your FinAid account and upon completion can be submitted to the Office of Student Financial Aid.
  3. Undergraduate Students: Your financial aid was calculated based on the costs for a full-time student. Although students can receive a Direct Loan for enrollment in 6 credits, your aid package will be adjusted in you are not enrolled full-time. Hint: Most scholarships and grants require full-time enrollment. 
  4. Graduate Students:  Enroll for at least 24 units. 
  5. If you are receiving a Direct Loan, you must complete your promissory note and if you are a first-time borrower you must also complete Loan Entrance Counseling before your loan is given, both of which can be completed at StudentLoans.gov.
Keeping My Aid

Financial aid recipients must meet certain academic standards to maintain their financial aid eligibility. If you are unable to meet these standards, ask for help by communicating with an academic or financial advisor. Below are some helpful hints that we encourage you to review:

  • Be familiar with the academic standards outlined in our Satisfactory Academic Progress Policy
  • Enroll in a full-time course load which is 12 credits for undergraduate students. If you are thinking about dropping credits or withdrawing from UMD please review our Enrollment & Keeping Awards policy as your award package may change. 
  • Keep in mind the following financial aid deadlines and notifications:
    • January 1: University of Maryland's FAFSA priority deadline (the FAFSA must be filed again each year)
    • March 1: New students' financial aid notification sent
    • May 1: Continuing Juniors and Seniors financial aid notification sent
    • June 6: Second-year Freshmen and Sophomores financial aid notification sent
    • November 1: Spring admitted students financial aid notification sent